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All our developments have pre-arranged mortgages available through the developer. However, through our financial partners we have researched alternative mortgages with improved terms. A guide to this service is shown below.
Mortgages at a glance:
| Max Loan: | 80% urchase Price |
| Max Term: | 25/30 years |
| Max Interest Only: | Max term of mortgage |
| Max Age on completion: | 75 years |
| Best Rate: | *1.2% spread over Euribor |
| Mortgage Process Length: | 6 - 8 weeks |
* Rate is dependant on term and product. It increases on longer terms and fixed rate.
Qualification for a mortgage may vary depending on the bank providing your mortgage. Generally it is based on a third combined net monthly salary must cover your new monthly Italian mortgage payments, and all long term debts at home.
Application Fee: 250 euros
Valuation Fee: Initial valuation €320, then €100
Any other fees: Annual Management fee €50
When applying for a mortgage it is important that you have specific documents to support your application and prove that you are elegible for a mortgage. The required documentation is necessary, but may vary depending on the lender and the type of mortgage you are applying for.
Note: All facts and figures may vary depending on individual circumstances.